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How to Swap XRP to USDC in 2025

XRPswap toUSDC

How to exchange Ripple to USD Coin instantly in 2025

The XRP to USDC (Ripple to USD Coin) swap process on our instant crypto exchange platform in 2025 is still as easy as 1-2-3:

1 Choose the cryptocurrency pair to swap: XRP to USDC (Ripple to USD Coin).
2 Enter the amount of XRP and the receiving USDC wallet address. Confirm the swap and proceed to the transaction page.
3 Send your XRP to the deposit address shown on the transaction page. Wait a bit for your USDC to arrive at the receiving address.

That's it! If you need more details on how to exchange Ripple to USD Coin in 2025, please refer to our detailed guide below.

You may also wish to read our brief market analysis before making decision regarding your crypto swap.

How to Swap XRP to USDC In 2025: A Detailed Step-by-Step Guide

In this more detailed tutorial, we will show you how to swap XRP to USDC in 2025 via a few simple steps, quickly, without KYC and sign-up.

1 To start the XRP to USDC swap process, scroll to the main exchange form above and make sure that XRP is selected in the dropdown list to the right of "You send" box, and USDC is chosen in the dropdown list to the right of "You receive" box.
2 Input the amount of Ripple (XRP) you are going to swap into "You send" box. Our system will automatically calculate the USDC equivalent of the given amount of XRP, according to the current exchange rate. Check the estimated amount of USD Coin (USDC) in "You receive" box.
3 Enter your USDC crypto wallet address for receiving the exchanged funds and, optionally, the refund XRP wallet address. Certainly, the best way to avoid any mistakes at this step is to copy and paste the crypto address(es). If your transaction requires "" extra field on the receiving side, please fill in this field as well.
4 If all input values are correct and valid, the color of "Exchange" button will change from grey to green. Please double-check all the details to ensure a safe and successful swap, then click the "Exchange" button to initiate your XRP to USDC swap transaction. You will be redirected to the transaction page.
5 On the transaction page, you will see the deposit XRP address and exact amount of Ripple you should send to the deposit address. Now proceed to your XRP crypto wallet. If you are using a mobile wallet, you can simply scan the QR code on the transaction page on our website to obtain the deposit address. Otherwise, copy the address from the transaction page by simply clicking the address or the "Copy address" button nearby, and paste it into your XRP wallet. Enter the exact amount of Ripple, which is displayed on the transaction page. For the amount, you can use copy/paste as well, just as it was with the deposit address. Please double-check the entered details in your crypto wallet and send the Ripple payment.
6 After your have completed the previous step and sent your XRP payment, our system takes care of the rest. Please keep in mind that every cryptocurrency transaction needs some time to get the necessary number of blockchain confirmations. This applies both to your deposit Ripple transaction and our system's USD Coin transaction, which is sent to your USDC wallet after the exchange. You can track the status of your Ripple to USD Coin conversion on the transaction page. Typically, most XRP to USDC swap transactions in 2025 take from 3 to 30 minutes. However, if a crypto network, be it on the sending or the receiving side, is too busy, the swap process could take longer than the time estimate mentioned above.
7 As soon as the swap status displays "Finished", you can check your receiving USDC wallet to make sure you have a new incoming USD Coin transaction.

Current XRP to USDC Exchange Rate

The estimated price of 1 XRP in USDC is currently 2.0693600 USDC. Please keep in mind that the final exchange rate for a specific XRP to USDC swap transaction can slightly differ from this estimate, because it depends on the input amount of XRP.

Why Swap XRP to USDC On An Instant Exchange In 2025?

Swapping XRP to USDC on an instant crypto exchange has many benefits. The most important ones, still up-to-date in 2025, are the following.

Speed icon

Speed

Typically, after you send your Ripple deposit, you get your USD Coin just in a matter of minutes.

Anonymity icon

Anonymous and accountless swap

You don't have to create an account or share any personal information to swap XRP to USDC on an instant crypto exchange.

No limits icon

Low minimums, no upper limits

Low minimum requirements to perform a XRP to USDC conversion, currently 0.310533 XRP. And there is no upper limit at all.

Usability icon

Improved usability

Minimized number of clicks and other actions you have to take to complete a crypto swap, compared to exchanges where it is necessary to create an account, log in etc.

How to Swap XRP to USDC In 2025: FAQ

Do I need to create an account to swap XRP to USDC?
No, it is not required to create an account to swap XRP to USDC on SwapNow. Our service is accountless.
What is the Ripple to USD Coin exchange rate?
The Ripple to USD Coin exchange rate is the amount of USD Coin you receive for one Ripple. Currently it is 2.0693600 USDC.
Which factors should be taken into account while swapping XRP to USDC in December 2024 and the first months of 2025?
After the November 2024 Bitcoin rally, network fees for BTC and some other cryptocurrencies can be higher. Apart from that, increased volatility can be expected during Christmas and New Year seasonal holidays, when trading volumes usually go down.
What is the minimum amount of XRP I can swap to USDC?
Currently the minimum amount of XRP you can swap to USDC is 0.310533 XRP.
What is the upper limit for a Ripple to USD Coin swap?
There is no upper limit for this currency pair at all.
How long does it take to swap XRP to USDC in 2025?
Usually, it takes no more than 30 minutes to swap XRP to USDC in 2025, but the time may increase if one of the involved crypto networks is busy.
What can I do if my Ripple to USD Coin swap transaction seems to be stuck or takes longer than expected?
You can contact us via our contact form, provide your Transaction ID which is displayed at the top of the transaction page, and ask us to check your transaction.
Can I cancel my XRP to USDC swap transaction?

There are two possible cases here.
If you have just created a Ripple to USD Coin swap transaction, but not sent your funds to the deposit address yet, you can simply close the transaction page, there is no need to cancel the swap transaction explicitly.

However, if you have already sent your funds to the generated address, the transaction becomes irreversible, like any other crypto transaction. In this case, after the XRP to USDC swap process is completed, you will receive your USD Coin to the USDC address you provided.

Can I buy USDC with XRP?

Yes, this cryptocurrency pair is also available on SwapNow.