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How to Swap XMR to USDT in 2025

XMRswap toUSDT

How to exchange Monero to Tether (ERC20) instantly in 2025

The XMR to USDT (Monero to Tether (ERC20)) swap process on our instant crypto exchange platform in 2025 is still as easy as 1-2-3:

1 Choose the cryptocurrency pair to swap: XMR to USDT (Monero to Tether (ERC20)).
2 Enter the amount of XMR and the receiving USDT wallet address. Confirm the swap and proceed to the transaction page.
3 Send your XMR to the deposit address shown on the transaction page. Wait a bit for your USDT to arrive at the receiving address.

That's it! If you need more details on how to exchange Monero to Tether (ERC20) in 2025, please refer to our detailed guide below.

You may also wish to read our brief market analysis before making decision regarding your crypto swap.

How to Swap XMR to USDT In 2025: A Detailed Step-by-Step Guide

In this more detailed tutorial, we will show you how to swap XMR to USDT in 2025 via a few simple steps, quickly, without KYC and sign-up.

1 To start the XMR to USDT swap process, scroll to the main exchange form above and make sure that XMR is selected in the dropdown list to the right of "You send" box, and USDT is chosen in the dropdown list to the right of "You receive" box.
2 Input the amount of Monero (XMR) you are going to swap into "You send" box. Our system will automatically calculate the USDT equivalent of the given amount of XMR, according to the current exchange rate. Check the estimated amount of Tether (ERC20) (USDT) in "You receive" box.
3 Enter your USDT crypto wallet address for receiving the exchanged funds and, optionally, the refund XMR wallet address. Certainly, the best way to avoid any mistakes at this step is to copy and paste the crypto address(es). If your transaction requires "" extra field on the receiving side, please fill in this field as well.
4 If all input values are correct and valid, the color of "Exchange" button will change from grey to green. Please double-check all the details to ensure a safe and successful swap, then click the "Exchange" button to initiate your XMR to USDT swap transaction. You will be redirected to the transaction page.
5 On the transaction page, you will see the deposit XMR address and exact amount of Monero you should send to the deposit address. Now proceed to your XMR crypto wallet. If you are using a mobile wallet, you can simply scan the QR code on the transaction page on our website to obtain the deposit address. Otherwise, copy the address from the transaction page by simply clicking the address or the "Copy address" button nearby, and paste it into your XMR wallet. Enter the exact amount of Monero, which is displayed on the transaction page. For the amount, you can use copy/paste as well, just as it was with the deposit address. Please double-check the entered details in your crypto wallet and send the Monero payment.
6 After your have completed the previous step and sent your XMR payment, our system takes care of the rest. Please keep in mind that every cryptocurrency transaction needs some time to get the necessary number of blockchain confirmations. This applies both to your deposit Monero transaction and our system's Tether (ERC20) transaction, which is sent to your USDT wallet after the exchange. You can track the status of your Monero to Tether (ERC20) conversion on the transaction page. Typically, most XMR to USDT swap transactions in 2025 take from 3 to 30 minutes. However, if a crypto network, be it on the sending or the receiving side, is too busy, the swap process could take longer than the time estimate mentioned above.
7 As soon as the swap status displays "Finished", you can check your receiving USDT wallet to make sure you have a new incoming Tether (ERC20) transaction.

Current XMR to USDT Exchange Rate

The estimated price of 1 XMR in USDT is currently 308.1946490 USDT. Please keep in mind that the final exchange rate for a specific XMR to USDT swap transaction can slightly differ from this estimate, because it depends on the input amount of XMR.

Why Swap XMR to USDT On An Instant Exchange In 2025?

Swapping XMR to USDT on an instant crypto exchange has many benefits. The most important ones, still up-to-date in 2025, are the following.

Speed icon

Speed

Typically, after you send your Monero deposit, you get your Tether (ERC20) just in a matter of minutes.

Anonymity icon

Anonymous and accountless swap

You don't have to create an account or share any personal information to swap XMR to USDT on an instant crypto exchange.

No limits icon

Low minimums, no upper limits

Low minimum requirements to perform a XMR to USDT conversion, currently 0.01373897 XMR. And there is no upper limit at all.

Usability icon

Improved usability

Minimized number of clicks and other actions you have to take to complete a crypto swap, compared to exchanges where it is necessary to create an account, log in etc.

How to Swap XMR to USDT In 2025: FAQ

Do I need to create an account to swap XMR to USDT?
No, it is not required to create an account to swap XMR to USDT on SwapNow. Our service is accountless.
What is the Monero to Tether (ERC20) exchange rate?
The Monero to Tether (ERC20) exchange rate is the amount of Tether (ERC20) you receive for one Monero. Currently it is 308.1946490 USDT.
Which factors should be taken into account while swapping XMR to USDT in December 2024 and the first months of 2025?
After the November 2024 Bitcoin rally, network fees for BTC and some other cryptocurrencies can be higher. Apart from that, increased volatility can be expected during Christmas and New Year seasonal holidays, when trading volumes usually go down.
What is the minimum amount of XMR I can swap to USDT?
Currently the minimum amount of XMR you can swap to USDT is 0.01373897 XMR.
What is the upper limit for a Monero to Tether (ERC20) swap?
There is no upper limit for this currency pair at all.
How long does it take to swap XMR to USDT in 2025?
Usually, it takes no more than 30 minutes to swap XMR to USDT in 2025, but the time may increase if one of the involved crypto networks is busy.
What can I do if my Monero to Tether (ERC20) swap transaction seems to be stuck or takes longer than expected?
You can contact us via our contact form, provide your Transaction ID which is displayed at the top of the transaction page, and ask us to check your transaction.
Can I cancel my XMR to USDT swap transaction?

There are two possible cases here.
If you have just created a Monero to Tether (ERC20) swap transaction, but not sent your funds to the deposit address yet, you can simply close the transaction page, there is no need to cancel the swap transaction explicitly.

However, if you have already sent your funds to the generated address, the transaction becomes irreversible, like any other crypto transaction. In this case, after the XMR to USDT swap process is completed, you will receive your Tether (ERC20) to the USDT address you provided.

Can I buy USDT with XMR?

Yes, this cryptocurrency pair is also available on SwapNow.

XMR to USDT: General Info

If you need more general information about swapping Monero to Tether (ERC20), please visit our XMR to USDT page.