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How to Swap XLM to MATIC in 2025

XLMswap toMATIC

How to exchange Stellar to Polygon (Matic) instantly in 2025

The XLM to MATIC (Stellar to Polygon (Matic)) swap process on our instant crypto exchange platform in 2025 is still as easy as 1-2-3:

1 Choose the cryptocurrency pair to swap: XLM to MATIC (Stellar to Polygon (Matic)).
2 Enter the amount of XLM and the receiving MATIC wallet address. Confirm the swap and proceed to the transaction page.
3 Send your XLM to the deposit address shown on the transaction page. Wait a bit for your MATIC to arrive at the receiving address.

That's it! If you need more details on how to exchange Stellar to Polygon (Matic) in 2025, please refer to our detailed guide below.

You may also wish to read our brief market analysis before making decision regarding your crypto swap.

How to Swap XLM to MATIC In 2025: A Detailed Step-by-Step Guide

In this more detailed tutorial, we will show you how to swap XLM to MATIC in 2025 via a few simple steps, quickly, without KYC and sign-up.

1 To start the XLM to MATIC swap process, scroll to the main exchange form above and make sure that XLM is selected in the dropdown list to the right of "You send" box, and MATIC is chosen in the dropdown list to the right of "You receive" box.
2 Input the amount of Stellar (XLM) you are going to swap into "You send" box. Our system will automatically calculate the MATIC equivalent of the given amount of XLM, according to the current exchange rate. Check the estimated amount of Polygon (Matic) (MATIC) in "You receive" box.
3 Enter your MATIC crypto wallet address for receiving the exchanged funds and, optionally, the refund XLM wallet address. Certainly, the best way to avoid any mistakes at this step is to copy and paste the crypto address(es). If your transaction requires "" extra field on the receiving side, please fill in this field as well.
4 If all input values are correct and valid, the color of "Exchange" button will change from grey to green. Please double-check all the details to ensure a safe and successful swap, then click the "Exchange" button to initiate your XLM to MATIC swap transaction. You will be redirected to the transaction page.
5 On the transaction page, you will see the deposit XLM address and exact amount of Stellar you should send to the deposit address. Now proceed to your XLM crypto wallet. If you are using a mobile wallet, you can simply scan the QR code on the transaction page on our website to obtain the deposit address. Otherwise, copy the address from the transaction page by simply clicking the address or the "Copy address" button nearby, and paste it into your XLM wallet. Enter the exact amount of Stellar, which is displayed on the transaction page. For the amount, you can use copy/paste as well, just as it was with the deposit address. Please double-check the entered details in your crypto wallet and send the Stellar payment.
6 After your have completed the previous step and sent your XLM payment, our system takes care of the rest. Please keep in mind that every cryptocurrency transaction needs some time to get the necessary number of blockchain confirmations. This applies both to your deposit Stellar transaction and our system's Polygon (Matic) transaction, which is sent to your MATIC wallet after the exchange. You can track the status of your Stellar to Polygon (Matic) conversion on the transaction page. Typically, most XLM to MATIC swap transactions in 2025 take from 3 to 30 minutes. However, if a crypto network, be it on the sending or the receiving side, is too busy, the swap process could take longer than the time estimate mentioned above.
7 As soon as the swap status displays "Finished", you can check your receiving MATIC wallet to make sure you have a new incoming Polygon (Matic) transaction.

Current XLM to MATIC Exchange Rate

The estimated price of 1 XLM in MATIC is currently 0.7302573 MATIC. Please keep in mind that the final exchange rate for a specific XLM to MATIC swap transaction can slightly differ from this estimate, because it depends on the input amount of XLM.

XLM/MATIC: Brief Market Analysis For The Beginning Of 2025

During the November 2024 rally, Bitcoin gained about 45% over the course of just half a month, and most other cryptocurrencies' prices, including XLM and MATIC, got significantly higher as well.

Further developments in December 2024 and early 2025 will likely depend on Bitcoin's ability to surpass the key resistance at $100,000. As of time of writing, BTC just broke above the level, reaching $102,500, however, it's too early to speak about a sustained break.

That said, three main scenarios are possible.

Scenario #1: BTC breaks the $100,000 level and consistently holds above it. In this case, one can expect that the rally continues in the first months of 2025, with more gains for Bitcoin and other cryptos, including XLM and MATIC, perfectly in sight.

Scenario #2: BTC fails to break the $100,000 resistance. As a result, a deep correction can occur, which, in the worst case, can see Bitcoin falling back to the pre-rally levels near the previous key level at about $70,000. Most other cryptocurrencies, including XLM and MATIC, are likely to be driven down by Bitcoin's fall in this case.

Scenario #3: BTC still fails to break the milestone $100k level, but no significant correction happens as well. Thus, Bitcoin can consolidate in a range between $90,000 and $100,000, maybe for several months. In this case, other cryptocurrencies' behaviour may vary.

As regards fundamental analysis, developments in the crypto industry may probably heavily depend on Donald Trump's decisions after he takes office on the 20th January, 2025. Some experts say that Trump might be forced to choose between backing Bitcoin and defending the U. S. dollar in 2025. On top of that, there is plenty of uncertainty regarding Trump's promises of crypto deregulation and introducing industry-friendly policies.

Why Swap XLM to MATIC On An Instant Exchange In 2025?

Swapping XLM to MATIC on an instant crypto exchange has many benefits. The most important ones, still up-to-date in 2025, are the following.

Speed icon

Speed

Typically, after you send your Stellar deposit, you get your Polygon (Matic) just in a matter of minutes.

Anonymity icon

Anonymous and accountless swap

You don't have to create an account or share any personal information to swap XLM to MATIC on an instant crypto exchange.

No limits icon

Low minimums, no upper limits

Low minimum requirements to perform a XLM to MATIC conversion, currently 28.2225596 XLM. And there is no upper limit at all.

Usability icon

Improved usability

Minimized number of clicks and other actions you have to take to complete a crypto swap, compared to exchanges where it is necessary to create an account, log in etc.

How to Swap XLM to MATIC In 2025: FAQ

Do I need to create an account to swap XLM to MATIC?
No, it is not required to create an account to swap XLM to MATIC on SwapNow. Our service is accountless.
What is the Stellar to Polygon (Matic) exchange rate?
The Stellar to Polygon (Matic) exchange rate is the amount of Polygon (Matic) you receive for one Stellar. Currently it is 0.7302573 MATIC.
Which factors should be taken into account while swapping XLM to MATIC in December 2024 and the first months of 2025?
After the November 2024 Bitcoin rally, network fees for BTC and some other cryptocurrencies can be higher. Apart from that, increased volatility can be expected during Christmas and New Year seasonal holidays, when trading volumes usually go down.
What is the minimum amount of XLM I can swap to MATIC?
Currently the minimum amount of XLM you can swap to MATIC is 28.2225596 XLM.
What is the upper limit for a Stellar to Polygon (Matic) swap?
There is no upper limit for this currency pair at all.
How long does it take to swap XLM to MATIC in 2025?
Usually, it takes no more than 30 minutes to swap XLM to MATIC in 2025, but the time may increase if one of the involved crypto networks is busy.
What can I do if my Stellar to Polygon (Matic) swap transaction seems to be stuck or takes longer than expected?
You can contact us via our contact form, provide your Transaction ID which is displayed at the top of the transaction page, and ask us to check your transaction.
Can I cancel my XLM to MATIC swap transaction?

There are two possible cases here.
If you have just created a Stellar to Polygon (Matic) swap transaction, but not sent your funds to the deposit address yet, you can simply close the transaction page, there is no need to cancel the swap transaction explicitly.

However, if you have already sent your funds to the generated address, the transaction becomes irreversible, like any other crypto transaction. In this case, after the XLM to MATIC swap process is completed, you will receive your Polygon (Matic) to the MATIC address you provided.

Can I buy MATIC with XLM?

Yes, this cryptocurrency pair is also available on SwapNow.